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Saint Paul, Minnesota

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 73/100, supply score 84, homes go under contract 21.8% faster than the US median, at 87% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $92K, +0.7% YoY (ZIP); renters hold 35.1% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −3.9% YoY. inventory, +9.3% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $370,416 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

33 ZIPs in this city:55101 55102 55103 55104 55105 55106 55107 55108 55109 55110 55111 55112 55113 55114 55115 55116 55117 55118 55119 55120 55121 55122 55123 55124 55125 55126 55127 55128 55129 55130 55144 55146 55155

Market Hotness

73 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−21.8%

homes sell faster here

87%

of national median · below avg

Median Listing Price

$370K

Population

817,948

330,713

Median Days on Market

Active Listings

2,010

New Listings

1,020

Housing Market

The median listing price is down 3.9% YoY while the median home got down 1.1% bigger, so value per square foot is down 3.3%.

Pricing

Median Listing Price

$370K-3.9% YoY

Average Listing Price

$445K-4.2% YoY

Price per Sq Ft

$198.674-3.3% YoY

Median Sq Ft

1,823-1.1% YoY

Inventory

Active Listings

2,010+36.3% YoY

New Listings

1,020+3.0% YoY

Total Listings

2,663+9.3% YoY

Buyer Competition

Pending Listings

664-30.7% YoY

Pending Ratio

0.33-49.6% YoY

Median Days on Market

39+4.9% YoY

Price Reduced

24.3%+13.6% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 233,870

234Kunits

Occupied221,32794.6%

Vacant12,5435.4%

2024 Tenure ⓘ

U.S. Census ACS · n = 221,327

221Koccupied

Owner134,14260.6%

Renter87,18539.4%

Renter Share

39.4%+1.1% YoY

Total Housing Units

233,870+1.0% YoY

FY2026 Fair Market Rent

CountyRamsey County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,242

/month

1 BR

$1,405

/month

2 BR

$1,709

/month

3 BR

$2,262

/month

4 BR

$2,531

/month

FMR trends · Ramsey County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 35.1% of this ZIP's 330,713 occupied households, on a median household income of $92K.

Population & Age

Total Population

817,948+0.1% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 817,948

818Kresidents

Under 18189,87223.2%

Adults 18–64496,12460.7%

65 & Over131,95216.1%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

37.55+0.6% YoY

Population Under 18

189,872-0.8% YoY

Population 65 & Over

131,952+3.0% YoY

Households & Mobility

Total Households

330,713+1.2% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.42-1.2% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.3%

Moved (within US)13.1%

Other0.6%

Veterans

4.8%-5.5% YoY

Income & Poverty

Median Household Income

$92K+0.7% YoY

Per-Capita Income

$50K+2.2% YoY

Mean Household Income

$122K+1.3% YoY

Below Poverty Level

10.1%-0.6% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone63.5%

Public transit2.8%

Worked from home21.6%

Other12.1%

Worked From Home

21.6%+11.9% YoY

Mean Commute

21.97-3.9% YoY

Units & Tenure

Total Housing Units

346,159+1.1% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 346,159

346Kunits

Occupied330,71395.5%

Vacant15,4464.5%

2024 Tenure ⓘ

U.S. Census ACS · n = 330,713

331Khouseholds

Owner214,48564.9%

Renter116,22835.1%

Avg Household Size — Owner

2.61-0.8% YoY

Avg Household Size — Renter

2.06-1.7% YoY

County Demographics

County population is down 0.3% to 542,945: residents under 18 are down 1.0% and those 65 and over are up 2.2%.

Median Age

36.12024

Population

Ramsey County Population

542,015+0.7% YoY

Households

Total Households

221,327+1.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.38-1.2% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 542,945

543Kresidents

Under 18125,15723.1%

Adults 18–64332,19261.2%

65 & Over85,59615.8%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

125,157-1.0% YoY

Population 65 & Over

85,596+2.2% YoY

Median Age

36.10+0.6% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house85.3%

Moved (within US)14.0%

Other0.7%

Veterans

4.5%-4.3% YoY

County Economy

County median household income is $82K, 12.3% of residents are below the poverty level, 20.5% work from home.

Income

Median Household Income

$82K+0.7% YoY

Per-Capita Income

$46K+2.6% YoY

Mean Household Income

$113K+1.6% YoY

Poverty

Below Poverty Level

12.3%-0.8% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone62.5%

Public transit3.7%

Worked from home20.5%

Other13.3%

Worked From Home

20.5%+12.0% YoY

Mean Commute

21.40-4.9% YoY

Done with Saint Paul? Put it next to another market.

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Saint Paul, Minnesota

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 73/100, supply score 84, homes go under contract 21.8% faster than the US median, at 87% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $92K, +0.7% YoY (ZIP); renters hold 35.1% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −3.9% YoY. inventory, +9.3% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Market Hotness

73 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−21.8%

homes sell faster here

87%

of national median · below avg

Median Listing Price

$370K

Population

817,948

330,713

Median Days on Market

Active Listings

2,010

New Listings

1,020

Housing Market

The median listing price is down 3.9% YoY while the median home got down 1.1% bigger, so value per square foot is down 3.3%.

Pricing

Median Listing Price

$370K-3.9% YoY

Average Listing Price

$445K-4.2% YoY

Price per Sq Ft

$198.674-3.3% YoY

Median Sq Ft

1,823-1.1% YoY

Inventory

Active Listings

2,010+36.3% YoY

New Listings

1,020+3.0% YoY

Total Listings

2,663+9.3% YoY

Buyer Competition

Pending Listings

664-30.7% YoY

Pending Ratio

0.33-49.6% YoY

Median Days on Market

39+4.9% YoY

Price Reduced

24.3%+13.6% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 233,870

234Kunits

Occupied221,32794.6%

Vacant12,5435.4%

2024 Tenure ⓘ

U.S. Census ACS · n = 221,327

221Koccupied

Owner134,14260.6%

Renter87,18539.4%

Renter Share

39.4%+1.1% YoY

Total Housing Units

233,870+1.0% YoY

FY2026 Fair Market Rent

CountyRamsey County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,242

/month

1 BR

$1,405

/month

2 BR

$1,709

/month

3 BR

$2,262

/month

4 BR

$2,531

/month

FMR trends · Ramsey County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 35.1% of this ZIP's 330,713 occupied households, on a median household income of $92K.

Population & Age

Total Population

817,948+0.1% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 817,948

818Kresidents

Under 18189,87223.2%

Adults 18–64496,12460.7%

65 & Over131,95216.1%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

37.55+0.6% YoY

Population Under 18

189,872-0.8% YoY

Population 65 & Over

131,952+3.0% YoY

Households & Mobility

Total Households

330,713+1.2% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.42-1.2% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.3%

Moved (within US)13.1%

Other0.6%

Veterans

4.8%-5.5% YoY

Income & Poverty

Median Household Income

$92K+0.7% YoY

Per-Capita Income

$50K+2.2% YoY

Mean Household Income

$122K+1.3% YoY

Below Poverty Level

10.1%-0.6% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone63.5%

Public transit2.8%

Worked from home21.6%

Other12.1%

Worked From Home

21.6%+11.9% YoY

Mean Commute

21.97-3.9% YoY

Units & Tenure

Total Housing Units

346,159+1.1% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 346,159

346Kunits

Occupied330,71395.5%

Vacant15,4464.5%

2024 Tenure ⓘ

U.S. Census ACS · n = 330,713

331Khouseholds

Owner214,48564.9%

Renter116,22835.1%

Avg Household Size — Owner

2.61-0.8% YoY

Avg Household Size — Renter

2.06-1.7% YoY

County Demographics

County population is down 0.3% to 542,945: residents under 18 are down 1.0% and those 65 and over are up 2.2%.

Median Age

36.12024

Population

Ramsey County Population

542,015+0.7% YoY

Households

Total Households

221,327+1.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.38-1.2% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 542,945

543Kresidents

Under 18125,15723.1%

Adults 18–64332,19261.2%

65 & Over85,59615.8%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

125,157-1.0% YoY

Population 65 & Over

85,596+2.2% YoY

Median Age

36.10+0.6% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house85.3%

Moved (within US)14.0%

Other0.7%

Veterans

4.5%-4.3% YoY

County Economy

County median household income is $82K, 12.3% of residents are below the poverty level, 20.5% work from home.

Income

Median Household Income

$82K+0.7% YoY

Per-Capita Income

$46K+2.6% YoY

Mean Household Income

$113K+1.6% YoY

Poverty

Below Poverty Level

12.3%-0.8% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone62.5%

Public transit3.7%

Worked from home20.5%

Other13.3%

Worked From Home

20.5%+12.0% YoY

Mean Commute

21.40-4.9% YoY

Done with Saint Paul? Put it next to another market.