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Utica, New York

Realtor Sep 2026 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $55K, +1.3% YoY (ZIP); renters hold 45.2% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is +17.3% YoY. inventory, −5.5% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $238,901 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

5 ZIPs in this city:13501 13502 13503 13504 13505

Median Listing Price

$239K

Population

72,968

29,638

Median Days on Market

Active Listings

103

New Listings

Housing Market

The median listing price is up 17.3% YoY while the median home got up 3.9% bigger, so value per square foot is up 5.0%.

Pricing

Median Listing Price

$239K+17.3% YoY

Average Listing Price

$254K+5.1% YoY

Price per Sq Ft

$152.379+5.0% YoY

Median Sq Ft

1,594+3.9% YoY

Inventory

Active Listings

103+1.0% YoY

New Listings

36-5.3% YoY

Total Listings

225-5.5% YoY

Buyer Competition

Pending Listings

122-11.6% YoY

Pending Ratio

1.18-12.5% YoY

Median Days on Market

57-5.0% YoY

Price Reduced

16.1%+55.8% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 105,443

105Kunits

Occupied95,22090.3%

Vacant10,2239.7%

2024 Tenure ⓘ

U.S. Census ACS · n = 95,220

95Koccupied

Owner64,43567.7%

Renter30,78532.3%

Renter Share

32.3%+0.4% YoY

Total Housing Units

105,443+0.2% YoY

FY2026 Fair Market Rent

CountyOneida County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$899

/month

1 BR

$926

/month

2 BR

$1,172

/month

3 BR

$1,405

/month

4 BR

$1,623

/month

FMR trends · Oneida County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 45.2% of this ZIP's 29,638 occupied households, on a median household income of $55K.

Population & Age

Total Population

72,968-0.7% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 72,968

73Kresidents

Under 1817,85524.5%

Adults 18–6443,12659.1%

65 & Over11,98716.4%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

36.67+2.8% YoY

Population Under 18

17,855-1.7% YoY

Population 65 & Over

11,987+2.4% YoY

Households & Mobility

Total Households

29,638+2.4% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.36-3.2% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house84.4%

Moved (within US)15.3%

Other0.3%

Veterans

4.3%-11.6% YoY

Income & Poverty

Median Household Income

$55K+1.3% YoY

Per-Capita Income

$29K+3.9% YoY

Mean Household Income

$72K+0.5% YoY

Below Poverty Level

25.1%0.0% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone69.4%

Public transit2.8%

Worked from home7.8%

Other20.0%

Worked From Home

7.8%-1.9% YoY

Mean Commute

19.53+3.6% YoY

Units & Tenure

Total Housing Units

32,648+0.7% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 32,648

33Kunits

Occupied29,63890.8%

Vacant3,0109.2%

2024 Tenure ⓘ

U.S. Census ACS · n = 29,638

30Khouseholds

Owner16,25354.8%

Renter13,38545.2%

Avg Household Size — Owner

2.46-3.3% YoY

Avg Household Size — Renter

2.23-3.5% YoY

County Demographics

County population is down 0.2% to 229,124: residents under 18 are down 1.0% and those 65 and over are up 2.0%.

Median Age

40.72024

Population

Oneida County Population

228,347+0.1% YoY

Households

Total Households

95,220+0.9% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.28-1.3% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 229,124

229Kresidents

Under 1849,02321.4%

Adults 18–64134,67158.8%

65 & Over45,43019.8%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

49,023-1.0% YoY

Population 65 & Over

45,430+2.0% YoY

Median Age

40.70-0.2% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house88.6%

Moved (within US)11.2%

Other0.2%

Veterans

6.7%-8.2% YoY

County Economy

County median household income is $70K, 15.5% of residents are below the poverty level, 10.8% work from home.

Income

Median Household Income

$70K+1.9% YoY

Per-Capita Income

$38K+2.8% YoY

Mean Household Income

$91K+2.2% YoY

Poverty

Below Poverty Level

15.5%+6.2% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone74.4%

Public transit1.2%

Worked from home10.8%

Other13.6%

Worked From Home

10.8%+6.9% YoY

Mean Commute

20.60+1.0% YoY

Done with Utica? Put it next to another market.

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Utica, New York

Realtor Sep 2026 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $55K, +1.3% YoY (ZIP); renters hold 45.2% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is +17.3% YoY. inventory, −5.5% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

5 ZIPs in this city:13501 13502 13503 13504 13505

Median Listing Price

$239K

Population

72,968

29,638

Median Days on Market

Active Listings

103

New Listings

Housing Market

The median listing price is up 17.3% YoY while the median home got up 3.9% bigger, so value per square foot is up 5.0%.

Pricing

Median Listing Price

$239K+17.3% YoY

Average Listing Price

$254K+5.1% YoY

Price per Sq Ft

$152.379+5.0% YoY

Median Sq Ft

1,594+3.9% YoY

Inventory

Active Listings

103+1.0% YoY

New Listings

36-5.3% YoY

Total Listings

225-5.5% YoY

Buyer Competition

Pending Listings

122-11.6% YoY

Pending Ratio

1.18-12.5% YoY

Median Days on Market

57-5.0% YoY

Price Reduced

16.1%+55.8% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 105,443

105Kunits

Occupied95,22090.3%

Vacant10,2239.7%

2024 Tenure ⓘ

U.S. Census ACS · n = 95,220

95Koccupied

Owner64,43567.7%

Renter30,78532.3%

Renter Share

32.3%+0.4% YoY

Total Housing Units

105,443+0.2% YoY

FY2026 Fair Market Rent

CountyOneida County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$899

/month

1 BR

$926

/month

2 BR

$1,172

/month

3 BR

$1,405

/month

4 BR

$1,623

/month

FMR trends · Oneida County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 45.2% of this ZIP's 29,638 occupied households, on a median household income of $55K.

Population & Age

Total Population

72,968-0.7% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 72,968

73Kresidents

Under 1817,85524.5%

Adults 18–6443,12659.1%

65 & Over11,98716.4%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

36.67+2.8% YoY

Population Under 18

17,855-1.7% YoY

Population 65 & Over

11,987+2.4% YoY

Households & Mobility

Total Households

29,638+2.4% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.36-3.2% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house84.4%

Moved (within US)15.3%

Other0.3%

Veterans

4.3%-11.6% YoY

Income & Poverty

Median Household Income

$55K+1.3% YoY

Per-Capita Income

$29K+3.9% YoY

Mean Household Income

$72K+0.5% YoY

Below Poverty Level

25.1%0.0% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone69.4%

Public transit2.8%

Worked from home7.8%

Other20.0%

Worked From Home

7.8%-1.9% YoY

Mean Commute

19.53+3.6% YoY

Units & Tenure

Total Housing Units

32,648+0.7% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 32,648

33Kunits

Occupied29,63890.8%

Vacant3,0109.2%

2024 Tenure ⓘ

U.S. Census ACS · n = 29,638

30Khouseholds

Owner16,25354.8%

Renter13,38545.2%

Avg Household Size — Owner

2.46-3.3% YoY

Avg Household Size — Renter

2.23-3.5% YoY

County Demographics

County population is down 0.2% to 229,124: residents under 18 are down 1.0% and those 65 and over are up 2.0%.

Median Age

40.72024

Population

Oneida County Population

228,347+0.1% YoY

Households

Total Households

95,220+0.9% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.28-1.3% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 229,124

229Kresidents

Under 1849,02321.4%

Adults 18–64134,67158.8%

65 & Over45,43019.8%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

49,023-1.0% YoY

Population 65 & Over

45,430+2.0% YoY

Median Age

40.70-0.2% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house88.6%

Moved (within US)11.2%

Other0.2%

Veterans

6.7%-8.2% YoY

County Economy

County median household income is $70K, 15.5% of residents are below the poverty level, 10.8% work from home.

Income

Median Household Income

$70K+1.9% YoY

Per-Capita Income

$38K+2.8% YoY

Mean Household Income

$91K+2.2% YoY

Poverty

Below Poverty Level

15.5%+6.2% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone74.4%

Public transit1.2%

Worked from home10.8%

Other13.6%

Worked From Home

10.8%+6.9% YoY

Mean Commute

20.60+1.0% YoY

Done with Utica? Put it next to another market.