dynamic.RE

State

City

Compare with

City

State

City

ZIP codes

Albany, New York

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 92/100, supply score 91, homes go under contract 29.9% faster than the US median, at 91% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $78K, +4.1% YoY (ZIP); renters hold 51.7% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is +278.2% YoY. inventory, −8.4% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $1,342,005 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

35 ZIPs in this city:12201 12202 12203 12204 12205 12206 12207 12208 12209 12210 12211 12212 12220 12222 12223 12224 12226 12227 12232 12233 12234 12235 12236 12237 12239 12240 12245 12246 12247 12248 12249 12255 12257 12260 12288

Market Hotness

92 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−29.9%

homes sell faster here

91%

of national median · below avg

Median Listing Price

$1.34M

Population

156,631

66,796

Median Days on Market

Active Listings

156

New Listings

112

Housing Market

The median listing price is up 278.2% YoY while the median home got up 393.3% bigger, so value per square foot is down 3.5%.

Pricing

Median Listing Price

$1.34M+278.2% YoY

Average Listing Price

$1.38M+242.6% YoY

Price per Sq Ft

$203.936-3.5% YoY

Median Sq Ft

8,089+393.3% YoY

Inventory

Active Listings

156+6.1% YoY

New Listings

1120.0% YoY

Total Listings

329-8.4% YoY

Buyer Competition

Pending Listings

174-17.9% YoY

Pending Ratio

1.12-21.8% YoY

Median Days on Market

40-9.6% YoY

Price Reduced

14.4%+33.7% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 147,662

148Kunits

Occupied134,70391.2%

Vacant12,9598.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 134,703

135Koccupied

Owner76,21356.6%

Renter58,49043.4%

Renter Share

43.4%+0.3% YoY

Total Housing Units

147,662+0.5% YoY

FY2026 Fair Market Rent

CountyAlbany County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,217

/month

1 BR

$1,417

/month

2 BR

$1,702

/month

3 BR

$2,041

/month

4 BR

$2,253

/month

FMR trends · Albany County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 51.7% of this ZIP's 66,796 occupied households, on a median household income of $78K.

Population & Age

Total Population

156,631+0.8% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 156,631

157Kresidents

Under 1824,53515.7%

Adults 18–64106,99468.3%

65 & Over25,10216.0%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

35.23-0.2% YoY

Population Under 18

24,535-2.6% YoY

Population 65 & Over

25,102+2.4% YoY

Households & Mobility

Total Households

66,796+1.2% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.10-0.9% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house84.2%

Moved (within US)14.6%

Other1.2%

Veterans

3.8%-3.9% YoY

Income & Poverty

Median Household Income

$78K+4.1% YoY

Per-Capita Income

$43K+4.4% YoY

Mean Household Income

$100K+4.2% YoY

Below Poverty Level

15.7%-1.8% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone60.8%

Public transit7.4%

Worked from home14.1%

Other17.7%

Worked From Home

14.1%+11.8% YoY

Mean Commute

19.56+1.1% YoY

Units & Tenure

Total Housing Units

74,027-0.3% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 74,027

74Kunits

Occupied66,79690.2%

Vacant7,2319.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 66,796

67Khouseholds

Owner32,24548.3%

Renter34,55151.7%

Avg Household Size — Owner

2.39+0.5% YoY

Avg Household Size — Renter

1.84-2.4% YoY

County Demographics

County population is up 0.5% to 317,018: residents under 18 are down 0.5% and those 65 and over are up 2.6%.

Median Age

38.42024

Population

Albany County Population

319,964+0.6% YoY

Households

Total Households

134,703+1.5% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.21-1.3% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 317,018

317Kresidents

Under 1857,14518.0%

Adults 18–64202,27163.8%

65 & Over57,60218.2%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

57,145-0.5% YoY

Population 65 & Over

57,602+2.6% YoY

Median Age

38.40+0.3% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.4%

Moved (within US)12.8%

Other0.8%

Veterans

4.8%-4.0% YoY

County Economy

County median household income is $85K, 13.0% of residents are below the poverty level, 15.2% work from home.

Income

Median Household Income

$85K+2.6% YoY

Per-Capita Income

$48K+4.3% YoY

Mean Household Income

$112K+3.5% YoY

Poverty

Below Poverty Level

13.0%+0.8% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone66.7%

Public transit4.2%

Worked from home15.2%

Other13.9%

Worked From Home

15.2%+11.8% YoY

Mean Commute

21.40+0.5% YoY

Done with Albany? Put it next to another market.

State

City

Compare with

City

State

City

ZIP codes

Albany, New York

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 92/100, supply score 91, homes go under contract 29.9% faster than the US median, at 91% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $78K, +4.1% YoY (ZIP); renters hold 51.7% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is +278.2% YoY. inventory, −8.4% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Market Hotness

92 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−29.9%

homes sell faster here

91%

of national median · below avg

Median Listing Price

$1.34M

Population

156,631

66,796

Median Days on Market

Active Listings

156

New Listings

112

Housing Market

The median listing price is up 278.2% YoY while the median home got up 393.3% bigger, so value per square foot is down 3.5%.

Pricing

Median Listing Price

$1.34M+278.2% YoY

Average Listing Price

$1.38M+242.6% YoY

Price per Sq Ft

$203.936-3.5% YoY

Median Sq Ft

8,089+393.3% YoY

Inventory

Active Listings

156+6.1% YoY

New Listings

1120.0% YoY

Total Listings

329-8.4% YoY

Buyer Competition

Pending Listings

174-17.9% YoY

Pending Ratio

1.12-21.8% YoY

Median Days on Market

40-9.6% YoY

Price Reduced

14.4%+33.7% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 147,662

148Kunits

Occupied134,70391.2%

Vacant12,9598.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 134,703

135Koccupied

Owner76,21356.6%

Renter58,49043.4%

Renter Share

43.4%+0.3% YoY

Total Housing Units

147,662+0.5% YoY

FY2026 Fair Market Rent

CountyAlbany County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,217

/month

1 BR

$1,417

/month

2 BR

$1,702

/month

3 BR

$2,041

/month

4 BR

$2,253

/month

FMR trends · Albany County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 51.7% of this ZIP's 66,796 occupied households, on a median household income of $78K.

Population & Age

Total Population

156,631+0.8% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 156,631

157Kresidents

Under 1824,53515.7%

Adults 18–64106,99468.3%

65 & Over25,10216.0%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

35.23-0.2% YoY

Population Under 18

24,535-2.6% YoY

Population 65 & Over

25,102+2.4% YoY

Households & Mobility

Total Households

66,796+1.2% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.10-0.9% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house84.2%

Moved (within US)14.6%

Other1.2%

Veterans

3.8%-3.9% YoY

Income & Poverty

Median Household Income

$78K+4.1% YoY

Per-Capita Income

$43K+4.4% YoY

Mean Household Income

$100K+4.2% YoY

Below Poverty Level

15.7%-1.8% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone60.8%

Public transit7.4%

Worked from home14.1%

Other17.7%

Worked From Home

14.1%+11.8% YoY

Mean Commute

19.56+1.1% YoY

Units & Tenure

Total Housing Units

74,027-0.3% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 74,027

74Kunits

Occupied66,79690.2%

Vacant7,2319.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 66,796

67Khouseholds

Owner32,24548.3%

Renter34,55151.7%

Avg Household Size — Owner

2.39+0.5% YoY

Avg Household Size — Renter

1.84-2.4% YoY

County Demographics

County population is up 0.5% to 317,018: residents under 18 are down 0.5% and those 65 and over are up 2.6%.

Median Age

38.42024

Population

Albany County Population

319,964+0.6% YoY

Households

Total Households

134,703+1.5% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.21-1.3% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 317,018

317Kresidents

Under 1857,14518.0%

Adults 18–64202,27163.8%

65 & Over57,60218.2%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

57,145-0.5% YoY

Population 65 & Over

57,602+2.6% YoY

Median Age

38.40+0.3% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.4%

Moved (within US)12.8%

Other0.8%

Veterans

4.8%-4.0% YoY

County Economy

County median household income is $85K, 13.0% of residents are below the poverty level, 15.2% work from home.

Income

Median Household Income

$85K+2.6% YoY

Per-Capita Income

$48K+4.3% YoY

Mean Household Income

$112K+3.5% YoY

Poverty

Below Poverty Level

13.0%+0.8% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone66.7%

Public transit4.2%

Worked from home15.2%

Other13.9%

Worked From Home

15.2%+11.8% YoY

Mean Commute

21.40+0.5% YoY

Done with Albany? Put it next to another market.