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Oceanside, California

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 64/100, supply score 72, homes go under contract 15.2% faster than the US median, at 195% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $94K, +2.5% YoY (ZIP); renters hold 47.3% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −8.2% YoY. inventory, −3.9% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $840,606 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

7 ZIPs in this city:92049 92051 92052 92054 92056 92057 92058

Market Hotness

64 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−15.2%

homes sell faster here

195%

of national median · above avg

Median Listing Price

$841K

Population

198,702

68,660

Median Days on Market

Active Listings

330

New Listings

186

Housing Market

The median listing price is down 8.2% YoY while the median home got down 10.9% bigger, so value per square foot is up 2.1%.

Pricing

Median Listing Price

$841K-8.2% YoY

Average Listing Price

$923K-9.8% YoY

Price per Sq Ft

$601.906+2.1% YoY

Median Sq Ft

1,357-10.9% YoY

Inventory

Active Listings

330-8.3% YoY

New Listings

186+17.7% YoY

Total Listings

489-3.9% YoY

Buyer Competition

Pending Listings

162+8.0% YoY

Pending Ratio

0.49+17.6% YoY

Median Days on Market

41-12.3% YoY

Price Reduced

17.3%-13.3% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 1,250,641

1.3Munits

Occupied1,171,27893.7%

Vacant79,3636.3%

2024 Tenure ⓘ

U.S. Census ACS · n = 1,171,278

1.2Moccupied

Owner639,13854.6%

Renter532,14045.4%

Renter Share

45.4%-0.1% YoY

Total Housing Units

1,250,641+0.8% YoY

FY2026 Fair Market Rent

CountySan Diego County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$2,288

/month

1 BR

$2,459

/month

2 BR

$3,001

/month

3 BR

$3,998

/month

4 BR

$4,845

/month

FMR trends · San Diego County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 47.3% of this ZIP's 68,660 occupied households, on a median household income of $94K.

Population & Age

Total Population

198,702+0.4% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 198,702

199Kresidents

Under 1842,38721.3%

Adults 18–64127,05363.9%

65 & Over29,26214.7%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

35.85+2.2% YoY

Population Under 18

42,387-3.6% YoY

Population 65 & Over

29,262+6.8% YoY

Households & Mobility

Total Households

68,660+1.6% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.79-1.3% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house84.2%

Moved (within US)14.8%

Other1.0%

Veterans

9.6%-4.5% YoY

Income & Poverty

Median Household Income

$94K+2.5% YoY

Per-Capita Income

$42K+4.2% YoY

Mean Household Income

$117K+3.2% YoY

Below Poverty Level

8.1%+0.5% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone68.2%

Public transit1.5%

Worked from home14.9%

Other15.4%

Worked From Home

14.9%+10.2% YoY

Mean Commute

27.05-3.2% YoY

Units & Tenure

Total Housing Units

74,217+0.7% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 74,217

74Kunits

Occupied68,66092.5%

Vacant5,5577.5%

2024 Tenure ⓘ

U.S. Census ACS · n = 68,660

69Khouseholds

Owner36,19652.7%

Renter32,46447.3%

Avg Household Size — Owner

2.77-2.1% YoY

Avg Household Size — Renter

2.81-0.4% YoY

County Demographics

County population is up 0.2% to 3,288,774: residents under 18 are down 1.0% and those 65 and over are up 2.8%.

Median Age

37.32024

Population

San Diego County Population

3,298,799+0.4% YoY

Households

Total Households

1,171,278+1.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.72-0.7% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 3,288,774

3.3Mresidents

Under 18687,31720.9%

Adults 18–642,093,72363.7%

65 & Over507,73415.4%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

687,317-1.0% YoY

Population 65 & Over

507,734+2.8% YoY

Median Age

37.30+0.5% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house87.2%

Moved (within US)12.0%

Other0.8%

Veterans

7.3%-3.9% YoY

County Economy

County median household income is $106K, 10.3% of residents are below the poverty level, 18.7% work from home.

Income

Median Household Income

$106K+3.9% YoY

Per-Capita Income

$52K+4.2% YoY

Mean Household Income

$141K+3.7% YoY

Poverty

Below Poverty Level

10.3%-1.0% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone65.9%

Public transit1.9%

Worked from home18.7%

Other13.5%

Worked From Home

18.7%+10.7% YoY

Mean Commute

25.50-1.5% YoY

Done with Oceanside? Put it next to another market.

State

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Compare with

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ZIP codes

Oceanside, California

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 64/100, supply score 72, homes go under contract 15.2% faster than the US median, at 195% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $94K, +2.5% YoY (ZIP); renters hold 47.3% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −8.2% YoY. inventory, −3.9% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

7 ZIPs in this city:92049 92051 92052 92054 92056 92057 92058

Market Hotness

64 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−15.2%

homes sell faster here

195%

of national median · above avg

Median Listing Price

$841K

Population

198,702

68,660

Median Days on Market

Active Listings

330

New Listings

186

Housing Market

The median listing price is down 8.2% YoY while the median home got down 10.9% bigger, so value per square foot is up 2.1%.

Pricing

Median Listing Price

$841K-8.2% YoY

Average Listing Price

$923K-9.8% YoY

Price per Sq Ft

$601.906+2.1% YoY

Median Sq Ft

1,357-10.9% YoY

Inventory

Active Listings

330-8.3% YoY

New Listings

186+17.7% YoY

Total Listings

489-3.9% YoY

Buyer Competition

Pending Listings

162+8.0% YoY

Pending Ratio

0.49+17.6% YoY

Median Days on Market

41-12.3% YoY

Price Reduced

17.3%-13.3% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 1,250,641

1.3Munits

Occupied1,171,27893.7%

Vacant79,3636.3%

2024 Tenure ⓘ

U.S. Census ACS · n = 1,171,278

1.2Moccupied

Owner639,13854.6%

Renter532,14045.4%

Renter Share

45.4%-0.1% YoY

Total Housing Units

1,250,641+0.8% YoY

FY2026 Fair Market Rent

CountySan Diego County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$2,288

/month

1 BR

$2,459

/month

2 BR

$3,001

/month

3 BR

$3,998

/month

4 BR

$4,845

/month

FMR trends · San Diego County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 47.3% of this ZIP's 68,660 occupied households, on a median household income of $94K.

Population & Age

Total Population

198,702+0.4% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 198,702

199Kresidents

Under 1842,38721.3%

Adults 18–64127,05363.9%

65 & Over29,26214.7%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

35.85+2.2% YoY

Population Under 18

42,387-3.6% YoY

Population 65 & Over

29,262+6.8% YoY

Households & Mobility

Total Households

68,660+1.6% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.79-1.3% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house84.2%

Moved (within US)14.8%

Other1.0%

Veterans

9.6%-4.5% YoY

Income & Poverty

Median Household Income

$94K+2.5% YoY

Per-Capita Income

$42K+4.2% YoY

Mean Household Income

$117K+3.2% YoY

Below Poverty Level

8.1%+0.5% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone68.2%

Public transit1.5%

Worked from home14.9%

Other15.4%

Worked From Home

14.9%+10.2% YoY

Mean Commute

27.05-3.2% YoY

Units & Tenure

Total Housing Units

74,217+0.7% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 74,217

74Kunits

Occupied68,66092.5%

Vacant5,5577.5%

2024 Tenure ⓘ

U.S. Census ACS · n = 68,660

69Khouseholds

Owner36,19652.7%

Renter32,46447.3%

Avg Household Size — Owner

2.77-2.1% YoY

Avg Household Size — Renter

2.81-0.4% YoY

County Demographics

County population is up 0.2% to 3,288,774: residents under 18 are down 1.0% and those 65 and over are up 2.8%.

Median Age

37.32024

Population

San Diego County Population

3,298,799+0.4% YoY

Households

Total Households

1,171,278+1.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.72-0.7% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 3,288,774

3.3Mresidents

Under 18687,31720.9%

Adults 18–642,093,72363.7%

65 & Over507,73415.4%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

687,317-1.0% YoY

Population 65 & Over

507,734+2.8% YoY

Median Age

37.30+0.5% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house87.2%

Moved (within US)12.0%

Other0.8%

Veterans

7.3%-3.9% YoY

County Economy

County median household income is $106K, 10.3% of residents are below the poverty level, 18.7% work from home.

Income

Median Household Income

$106K+3.9% YoY

Per-Capita Income

$52K+4.2% YoY

Mean Household Income

$141K+3.7% YoY

Poverty

Below Poverty Level

10.3%-1.0% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone65.9%

Public transit1.9%

Worked from home18.7%

Other13.5%

Worked From Home

18.7%+10.7% YoY

Mean Commute

25.50-1.5% YoY

Done with Oceanside? Put it next to another market.