dynamic.RE
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A tight-supply, appreciation-lean market. The rent math runs thin; demand and tenant incomes are the story.
What would change this read: a price correction (median already −3.3% YoY) or rent growth lifting rent-to-price toward 0.8%/mo would move this ZIP toward a cash-flow story. inventory, +6.6% YoY, is the number to watch.
The median listing price is down 3.3% YoY while the median home got up 1.5% bigger, so value per square foot is up 3.2%.
Min/max come from the active-listing pool; the median comes from Realtor's separate listing set — the two are not subsets of each other, so the median's position relative to the tiles above should not be read literally.
At the median, a $676K purchase rents for $3,200/mo: 0.47% of price per month against the 1% rule's 1.00%.
Sales here take about 33 days longer to go under contract than rentals (median across 3 property types).
Not shown: Apartment (rented here, not sold), Land (sold here, not rented), Manufactured (sold here, not rented), Multi-Family (sold here, not rented).
U.S. Census ACS characteristics for ZIP 92057 itself, not its parent county.
Renters hold 30.9% of this ZIP's 18,751 occupied households, on a median household income of $109K.
| Measure | ZIP 92057 | San Diego County | Difference |
|---|---|---|---|
| Median Household Income | $109K | $106K | +$3K |
| Below Poverty Level | 7.0% | 10.3% | -3.3% |
| Median Age | 38.80 | 37.30 | +1.50 |
| Total Population | 56,835 | 3,288,774 | -- |
| Avg Household Size | 3.01 | 2.72 | +0.29 |
| Owner-Occupied | 69.1% | 54.6% | +14.6% |
| Worked From Home | 15.0% | 18.7% | -3.7% |
| Mean Commute | 31.20 | 25.50 | +5.70 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 0.2% to 3,288,774: residents under 18 are down 1.0% and those 65 and over are up 2.8%.
County median household income is $106K, 10.3% of residents are below the poverty level, 18.7% work from home.