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Lincoln, California

Realtor Sep 2026 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $112K, +3.8% YoY (ZIP); renters hold 15.7% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is +5.1% YoY. inventory, −0.6% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $675,000 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

1 ZIP in this city:95648

Median Listing Price

$675K

Population

57,459

21,742

Median Days on Market

Active Listings

228

New Listings

112

Housing Market

The median listing price is up 5.1% YoY while the median home got up 9.4% bigger, so value per square foot is down 2.7%.

Pricing

Median Listing Price

$675K+5.1% YoY

Average Listing Price

$877K+8.3% YoY

Price per Sq Ft

$330-2.7% YoY

Median Sq Ft

2,225+9.4% YoY

Inventory

Active Listings

228+4.6% YoY

New Listings

112-9.7% YoY

Total Listings

330-0.6% YoY

Buyer Competition

Pending Listings

103-8.8% YoY

Pending Ratio

0.45-12.3% YoY

Median Days on Market

51+4.1% YoY

Price Reduced

24.3%+7.8% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 179,266

179Kunits

Occupied157,95488.1%

Vacant21,31211.9%

2024 Tenure ⓘ

U.S. Census ACS · n = 157,954

158Koccupied

Owner118,10374.8%

Renter39,85125.2%

Renter Share

25.2%-1.9% YoY

Total Housing Units

179,266+1.7% YoY

FY2026 Fair Market Rent

CountyPlacer County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,748

/month

1 BR

$1,832

/month

2 BR

$2,255

/month

3 BR

$3,002

/month

4 BR

$3,460

/month

FMR trends · Placer County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 15.7% of this ZIP's 21,742 occupied households, on a median household income of $112K.

Population & Age

Total Population

57,459+1.5% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 57,459

57Kresidents

Under 1813,00522.6%

Adults 18–6429,20250.8%

65 & Over15,25226.5%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

43.20-1.8% YoY

Population Under 18

13,005-2.1% YoY

Population 65 & Over

15,252+0.5% YoY

Households & Mobility

Total Households

21,742+2.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.63-0.4% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house89.5%

Moved (within US)10.3%

Other0.2%

Veterans

9.4%-6.9% YoY

Income & Poverty

Median Household Income

$112K+3.8% YoY

Per-Capita Income

$53K+0.4% YoY

Mean Household Income

$138K-0.4% YoY

Below Poverty Level

6.6%-12.0% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone68.5%

Public transit0.5%

Worked from home22.3%

Other8.7%

Worked From Home

22.3%+19.9% YoY

Mean Commute

29.80-0.7% YoY

Units & Tenure

Total Housing Units

22,613+2.3% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 22,613

23Kunits

Occupied21,74296.1%

Vacant8713.9%

2024 Tenure ⓘ

U.S. Census ACS · n = 21,742

22Khouseholds

Owner18,33684.3%

Renter3,40615.7%

Avg Household Size — Owner

2.620.0% YoY

Avg Household Size — Renter

2.68-3.9% YoY

County Demographics

County population is up 1.6% to 419,156: residents under 18 are up 0.7% and those 65 and over are up 3.1%.

Median Age

42.52024

Population

Placer County Population

433,822+2.2% YoY

Households

Total Households

157,954+1.6% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.620.0% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 419,156

419Kresidents

Under 1891,28721.8%

Adults 18–64242,04757.7%

65 & Over85,82220.5%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

91,287+0.7% YoY

Population 65 & Over

85,822+3.1% YoY

Median Age

42.50+0.2% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house87.9%

Moved (within US)11.6%

Other0.5%

Veterans

7.3%-5.2% YoY

County Economy

County median household income is $116K, 6.8% of residents are below the poverty level, 22.7% work from home.

Income

Median Household Income

$116K+1.2% YoY

Per-Capita Income

$58K+1.7% YoY

Mean Household Income

$150K+1.6% YoY

Poverty

Below Poverty Level

6.8%+1.5% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone67.5%

Public transit0.5%

Worked from home22.7%

Other9.3%

Worked From Home

22.7%+12.4% YoY

Mean Commute

27.40-1.1% YoY

Done with Lincoln? Put it next to another market.

State

City

Compare with

City

State

City

ZIP codes

Lincoln, California

Realtor Sep 2026 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $112K, +3.8% YoY (ZIP); renters hold 15.7% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is +5.1% YoY. inventory, −0.6% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

1 ZIP in this city:95648

Median Listing Price

$675K

Population

57,459

21,742

Median Days on Market

Active Listings

228

New Listings

112

Housing Market

The median listing price is up 5.1% YoY while the median home got up 9.4% bigger, so value per square foot is down 2.7%.

Pricing

Median Listing Price

$675K+5.1% YoY

Average Listing Price

$877K+8.3% YoY

Price per Sq Ft

$330-2.7% YoY

Median Sq Ft

2,225+9.4% YoY

Inventory

Active Listings

228+4.6% YoY

New Listings

112-9.7% YoY

Total Listings

330-0.6% YoY

Buyer Competition

Pending Listings

103-8.8% YoY

Pending Ratio

0.45-12.3% YoY

Median Days on Market

51+4.1% YoY

Price Reduced

24.3%+7.8% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 179,266

179Kunits

Occupied157,95488.1%

Vacant21,31211.9%

2024 Tenure ⓘ

U.S. Census ACS · n = 157,954

158Koccupied

Owner118,10374.8%

Renter39,85125.2%

Renter Share

25.2%-1.9% YoY

Total Housing Units

179,266+1.7% YoY

FY2026 Fair Market Rent

CountyPlacer County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,748

/month

1 BR

$1,832

/month

2 BR

$2,255

/month

3 BR

$3,002

/month

4 BR

$3,460

/month

FMR trends · Placer County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 15.7% of this ZIP's 21,742 occupied households, on a median household income of $112K.

Population & Age

Total Population

57,459+1.5% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 57,459

57Kresidents

Under 1813,00522.6%

Adults 18–6429,20250.8%

65 & Over15,25226.5%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

43.20-1.8% YoY

Population Under 18

13,005-2.1% YoY

Population 65 & Over

15,252+0.5% YoY

Households & Mobility

Total Households

21,742+2.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.63-0.4% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house89.5%

Moved (within US)10.3%

Other0.2%

Veterans

9.4%-6.9% YoY

Income & Poverty

Median Household Income

$112K+3.8% YoY

Per-Capita Income

$53K+0.4% YoY

Mean Household Income

$138K-0.4% YoY

Below Poverty Level

6.6%-12.0% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone68.5%

Public transit0.5%

Worked from home22.3%

Other8.7%

Worked From Home

22.3%+19.9% YoY

Mean Commute

29.80-0.7% YoY

Units & Tenure

Total Housing Units

22,613+2.3% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 22,613

23Kunits

Occupied21,74296.1%

Vacant8713.9%

2024 Tenure ⓘ

U.S. Census ACS · n = 21,742

22Khouseholds

Owner18,33684.3%

Renter3,40615.7%

Avg Household Size — Owner

2.620.0% YoY

Avg Household Size — Renter

2.68-3.9% YoY

County Demographics

County population is up 1.6% to 419,156: residents under 18 are up 0.7% and those 65 and over are up 3.1%.

Median Age

42.52024

Population

Placer County Population

433,822+2.2% YoY

Households

Total Households

157,954+1.6% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.620.0% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 419,156

419Kresidents

Under 1891,28721.8%

Adults 18–64242,04757.7%

65 & Over85,82220.5%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

91,287+0.7% YoY

Population 65 & Over

85,822+3.1% YoY

Median Age

42.50+0.2% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house87.9%

Moved (within US)11.6%

Other0.5%

Veterans

7.3%-5.2% YoY

County Economy

County median household income is $116K, 6.8% of residents are below the poverty level, 22.7% work from home.

Income

Median Household Income

$116K+1.2% YoY

Per-Capita Income

$58K+1.7% YoY

Mean Household Income

$150K+1.6% YoY

Poverty

Below Poverty Level

6.8%+1.5% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone67.5%

Public transit0.5%

Worked from home22.7%

Other9.3%

Worked From Home

22.7%+12.4% YoY

Mean Commute

27.40-1.1% YoY

Done with Lincoln? Put it next to another market.