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El Cajon, California

Realtor Aug 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 49/100, supply score 74, homes go under contract 16.7% faster than the US median, at 179% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $82K, +4.3% YoY (ZIP); renters hold 46.1% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −3.3% YoY. inventory, +6.9% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $760,219 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

4 ZIPs in this city:92019 92020 92021 92022

Market Hotness

49 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−16.7%

homes sell faster here

179%

of national median · above avg

Median Listing Price

$760K

Population

173,694

57,534

Median Days on Market

Active Listings

233

New Listings

112

Housing Market

The median listing price is down 3.3% YoY while the median home got down 1.2% bigger, so value per square foot is down 1.6%.

Pricing

Median Listing Price

$760K-3.3% YoY

Average Listing Price

$816K-3.8% YoY

Price per Sq Ft

$481.687-1.6% YoY

Median Sq Ft

1,455-1.2% YoY

Inventory

Active Listings

233+10.4% YoY

New Listings

112+3.7% YoY

Total Listings

327+6.9% YoY

Buyer Competition

Pending Listings

91-9.0% YoY

Pending Ratio

0.39-17.6% YoY

Median Days on Market

43+8.4% YoY

Price Reduced

25.2%+27.2% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 1,250,641

1.3Munits

Occupied1,171,27893.7%

Vacant79,3636.3%

2024 Tenure ⓘ

U.S. Census ACS · n = 1,171,278

1.2Moccupied

Owner639,13854.6%

Renter532,14045.4%

Renter Share

45.4%-0.1% YoY

Total Housing Units

1,250,641+0.8% YoY

FY2026 Fair Market Rent

CountySan Diego County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$2,288

/month

1 BR

$2,459

/month

2 BR

$3,001

/month

3 BR

$3,998

/month

4 BR

$4,845

/month

FMR trends · San Diego County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 46.1% of this ZIP's 57,534 occupied households, on a median household income of $82K.

Population & Age

Total Population

173,694+0.1% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 173,694

174Kresidents

Under 1842,46724.4%

Adults 18–64102,67759.1%

65 & Over28,55016.4%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

37.73+1.5% YoY

Population Under 18

42,467+0.9% YoY

Population 65 & Over

28,550+4.7% YoY

Households & Mobility

Total Households

57,534+0.8% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.95-0.9% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.6%

Moved (within US)12.5%

Other0.9%

Veterans

7.3%-1.0% YoY

Income & Poverty

Median Household Income

$82K+4.3% YoY

Per-Capita Income

$38K+3.5% YoY

Mean Household Income

$109K+2.0% YoY

Below Poverty Level

16.3%+3.9% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone73.5%

Public transit1.7%

Worked from home12.4%

Other12.4%

Worked From Home

12.4%+11.4% YoY

Mean Commute

25.83-0.3% YoY

Units & Tenure

Total Housing Units

59,837+0.6% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 59,837

60Kunits

Occupied57,53496.2%

Vacant2,3033.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 57,534

58Khouseholds

Owner30,98753.9%

Renter26,54746.1%

Avg Household Size — Owner

2.93-0.7% YoY

Avg Household Size — Renter

2.96-1.1% YoY

County Demographics

County population is up 0.2% to 3,288,774: residents under 18 are down 1.0% and those 65 and over are up 2.8%.

Median Age

37.32024

Population

San Diego County Population

3,298,799+0.4% YoY

Households

Total Households

1,171,278+1.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.72-0.7% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 3,288,774

3.3Mresidents

Under 18687,31720.9%

Adults 18–642,093,72363.7%

65 & Over507,73415.4%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

687,317-1.0% YoY

Population 65 & Over

507,734+2.8% YoY

Median Age

37.30+0.5% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house87.2%

Moved (within US)12.0%

Other0.8%

Veterans

7.3%-3.9% YoY

County Economy

County median household income is $106K, 10.3% of residents are below the poverty level, 18.7% work from home.

Income

Median Household Income

$106K+3.9% YoY

Per-Capita Income

$52K+4.2% YoY

Mean Household Income

$141K+3.7% YoY

Poverty

Below Poverty Level

10.3%-1.0% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone65.9%

Public transit1.9%

Worked from home18.7%

Other13.5%

Worked From Home

18.7%+10.7% YoY

Mean Commute

25.50-1.5% YoY

Done with El Cajon? Put it next to another market.

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El Cajon, California

Realtor Aug 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 49/100, supply score 74, homes go under contract 16.7% faster than the US median, at 179% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $82K, +4.3% YoY (ZIP); renters hold 46.1% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −3.3% YoY. inventory, +6.9% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

4 ZIPs in this city:92019 92020 92021 92022

Market Hotness

49 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−16.7%

homes sell faster here

179%

of national median · above avg

Median Listing Price

$760K

Population

173,694

57,534

Median Days on Market

Active Listings

233

New Listings

112

Housing Market

The median listing price is down 3.3% YoY while the median home got down 1.2% bigger, so value per square foot is down 1.6%.

Pricing

Median Listing Price

$760K-3.3% YoY

Average Listing Price

$816K-3.8% YoY

Price per Sq Ft

$481.687-1.6% YoY

Median Sq Ft

1,455-1.2% YoY

Inventory

Active Listings

233+10.4% YoY

New Listings

112+3.7% YoY

Total Listings

327+6.9% YoY

Buyer Competition

Pending Listings

91-9.0% YoY

Pending Ratio

0.39-17.6% YoY

Median Days on Market

43+8.4% YoY

Price Reduced

25.2%+27.2% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 1,250,641

1.3Munits

Occupied1,171,27893.7%

Vacant79,3636.3%

2024 Tenure ⓘ

U.S. Census ACS · n = 1,171,278

1.2Moccupied

Owner639,13854.6%

Renter532,14045.4%

Renter Share

45.4%-0.1% YoY

Total Housing Units

1,250,641+0.8% YoY

FY2026 Fair Market Rent

CountySan Diego County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$2,288

/month

1 BR

$2,459

/month

2 BR

$3,001

/month

3 BR

$3,998

/month

4 BR

$4,845

/month

FMR trends · San Diego County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 46.1% of this ZIP's 57,534 occupied households, on a median household income of $82K.

Population & Age

Total Population

173,694+0.1% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 173,694

174Kresidents

Under 1842,46724.4%

Adults 18–64102,67759.1%

65 & Over28,55016.4%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

37.73+1.5% YoY

Population Under 18

42,467+0.9% YoY

Population 65 & Over

28,550+4.7% YoY

Households & Mobility

Total Households

57,534+0.8% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.95-0.9% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.6%

Moved (within US)12.5%

Other0.9%

Veterans

7.3%-1.0% YoY

Income & Poverty

Median Household Income

$82K+4.3% YoY

Per-Capita Income

$38K+3.5% YoY

Mean Household Income

$109K+2.0% YoY

Below Poverty Level

16.3%+3.9% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone73.5%

Public transit1.7%

Worked from home12.4%

Other12.4%

Worked From Home

12.4%+11.4% YoY

Mean Commute

25.83-0.3% YoY

Units & Tenure

Total Housing Units

59,837+0.6% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 59,837

60Kunits

Occupied57,53496.2%

Vacant2,3033.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 57,534

58Khouseholds

Owner30,98753.9%

Renter26,54746.1%

Avg Household Size — Owner

2.93-0.7% YoY

Avg Household Size — Renter

2.96-1.1% YoY

County Demographics

County population is up 0.2% to 3,288,774: residents under 18 are down 1.0% and those 65 and over are up 2.8%.

Median Age

37.32024

Population

San Diego County Population

3,298,799+0.4% YoY

Households

Total Households

1,171,278+1.0% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.72-0.7% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 3,288,774

3.3Mresidents

Under 18687,31720.9%

Adults 18–642,093,72363.7%

65 & Over507,73415.4%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

687,317-1.0% YoY

Population 65 & Over

507,734+2.8% YoY

Median Age

37.30+0.5% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house87.2%

Moved (within US)12.0%

Other0.8%

Veterans

7.3%-3.9% YoY

County Economy

County median household income is $106K, 10.3% of residents are below the poverty level, 18.7% work from home.

Income

Median Household Income

$106K+3.9% YoY

Per-Capita Income

$52K+4.2% YoY

Mean Household Income

$141K+3.7% YoY

Poverty

Below Poverty Level

10.3%-1.0% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone65.9%

Public transit1.9%

Worked from home18.7%

Other13.5%

Worked From Home

18.7%+10.7% YoY

Mean Commute

25.50-1.5% YoY

Done with El Cajon? Put it next to another market.