dynamic.RE
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A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.
What would change this read: the median listing price is +3.6% YoY. inventory, +50.0% YoY, is the number to watch.
The median listing price is up 3.6% YoY while the median home got up 14.2% bigger, so value per square foot is down 7.4%.
U.S. Census ACS characteristics for ZIP 95065 itself, not its parent county.
Renters hold 28.3% of this ZIP's 2,898 occupied households, on a median household income of $153K.
| Measure | ZIP 95065 | Santa Cruz County | Difference |
|---|---|---|---|
| Median Household Income | $153K | $111K | +$42K |
| Below Poverty Level | 8.6% | 11.6% | -3.0% |
| Median Age | 43.60 | 39.80 | +3.80 |
| Total Population | 7,997 | 264,926 | -- |
| Avg Household Size | 2.66 | 2.58 | +0.08 |
| Owner-Occupied | 71.7% | 59.9% | +11.8% |
| Worked From Home | 20.6% | 19.3% | +1.3% |
| Mean Commute | 24.90 | 25.70 | -0.80 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is down 0.4% to 264,926: residents under 18 are down 2.4% and those 65 and over are up 3.1%.
County median household income is $111K, 11.6% of residents are below the poverty level, 19.3% work from home.