Compare with
A middling-yield market with real competition. Neither rent nor appreciation dominates the case.
What would change this read: a price correction (median already +12.7% YoY) or rent growth lifting rent-to-price toward 0.8%/mo would move this ZIP toward a cash-flow story. inventory, −6.2% YoY, is the number to watch.
The median listing price is up 12.7% YoY while the median home got up 6.7% bigger, so value per square foot is up 13.9%.
Min/max come from the active-listing pool; the median comes from Realtor's separate listing set — the two are not subsets of each other, so the median's position relative to the tiles above should not be read literally.
At the median, a $223K purchase rents for $1,350/mo: 0.61% of price per month against the 1% rule's 1.00%.
Not shown: Studio (rent only, no matching sale price), 1 BR (rent only, no matching sale price), 4 BR (sale only, no matching rent), 5 BR (sale only, no matching rent).
Rentals here take about 47 days longer to find a tenant than sales take to go under contract (median across 3 property types).
Not shown: Apartment (rented here, not sold), Land (sold here, not rented), Multi-Family (sold here, not rented).
U.S. Census ACS characteristics for ZIP 61108 itself, not its parent county.
Renters hold 34.6% of this ZIP's 12,102 occupied households, on a median household income of $64K.
| Measure | ZIP 61108 | Winnebago County | Difference |
|---|---|---|---|
| Median Household Income | $64K | $66K | -$1K |
| Below Poverty Level | 14.0% | 15.6% | -1.6% |
| Median Age | 39.10 | 39.60 | -0.50 |
| Total Population | 30,355 | 283,292 | -- |
| Avg Household Size | 2.43 | 2.41 | +0.02 |
| Owner-Occupied | 65.4% | 65.9% | -0.5% |
| Worked From Home | 11.3% | 9.8% | +1.5% |
| Mean Commute | 22.70 | 23.00 | -0.30 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 0.0% to 283,292: residents under 18 are down 0.3% and those 65 and over are up 1.8%.
County median household income is $66K, 15.6% of residents are below the poverty level, 9.8% work from home.