Compare with
Rent math and competition at once. Rents clear the usual cash-flow bar in a market that is still moving quickly.
What would change this read: price growth (median −33.3% YoY) outrunning rents would pull rent-to-price back under 0.8%/mo and weaken the cash-flow case. inventory, −8.8% YoY, is the number to watch.
The median listing price is down 33.3% YoY while the median home got up 20.8% bigger, so value per square foot is down 8.8%.
Min/max come from the active-listing pool; the median comes from Realtor's separate listing set — the two are not subsets of each other, so the median's position relative to the tiles above should not be read literally.
At the median, a $145K purchase rents for $1,395/mo: 0.96% of price per month against the 1% rule's 1.00%.
Not shown: Studio (rent only, no matching sale price), 1 BR (rent only, no matching sale price), 5 BR (sale only, no matching rent), 8 BR (sale only, no matching rent).
Sales here take about 100 days longer to go under contract than rentals (median across 2 property types).
Not shown: Apartment (rented here, not sold), Land (sold here, not rented), Multi-Family (sold here, not rented), Townhouse (sold here, not rented).
Not shown: Condo (no rent per sq ft reported).
U.S. Census ACS characteristics for ZIP 61101 itself, not its parent county.
Renters hold 48.6% of this ZIP's 7,750 occupied households, on a median household income of $46K.
| Measure | ZIP 61101 | Winnebago County | Difference |
|---|---|---|---|
| Median Household Income | $46K | $66K | -$20K |
| Below Poverty Level | 30.9% | 15.6% | +15.3% |
| Median Age | 37.70 | 39.60 | -1.90 |
| Total Population | 19,318 | 283,292 | -- |
| Avg Household Size | 2.46 | 2.41 | +0.05 |
| Owner-Occupied | 51.4% | 65.9% | -14.5% |
| Worked From Home | 7.2% | 9.8% | -2.6% |
| Mean Commute | 21.50 | 23.00 | -1.50 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 0.0% to 283,292: residents under 18 are down 0.3% and those 65 and over are up 1.8%.
County median household income is $66K, 15.6% of residents are below the poverty level, 9.8% work from home.