dynamic.RE

State

City

Compare with

City

State

City

ZIP codes

Saint Cloud, MN · 56395

ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $77K, +0.8% YoY (county); renters hold 32.1% of county households. See the people evidence ↓

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: . The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

Median Listing Price

Population

61,403

Median Days on Market

Active Listings

New Listings

Housing Market

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 66,625

67Kunits

Occupied61,40392.2%

Vacant5,2227.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 61,403

61Koccupied

Owner41,66367.9%

Renter19,74032.1%

Renter Share

32.1%-0.1% YoY

Total Housing Units

66,625+0.6% YoY

FY2026 Fair Market Rent

CountyStearns County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$874

/month

1 BR

$919

/month

2 BR

$1,206

/month

3 BR

$1,604

/month

4 BR

$1,873

/month

FMR trends · Stearns County

HUD Fair Market Rents · FY1983–FY2026

County Demographics

County population is up 0.9% to 160,865: residents under 18 are up 1.2% and those 65 and over are up 3.0%.

Median Age

35.12024

Population

Stearns County Population

163,997+1.2% YoY

Households

Total Households

61,403+0.8% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.50+0.4% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 160,865

161Kresidents

Under 1838,01123.6%

Adults 18–6496,98360.3%

65 & Over25,87116.1%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

38,011+1.2% YoY

Population 65 & Over

25,871+3.0% YoY

Median Age

35.10+0.3% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house85.7%

Moved (within US)14.0%

Other0.3%

Veterans

6.3%-4.5% YoY

County Economy

County median household income is $77K, 12.9% of residents are below the poverty level, 10.6% work from home.

Income

Median Household Income

$77K+0.8% YoY

Per-Capita Income

$38K+1.3% YoY

Mean Household Income

$98K+1.0% YoY

Poverty

Below Poverty Level

12.9%+5.7% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone74.7%

Public transit1.3%

Worked from home10.6%

Other13.4%

Worked From Home

10.6%+14.0% YoY

Mean Commute

21.70-1.8% YoY

Done with 56395? Put it next to another market.

State

City

Compare with

City

State

City

ZIP codes

Saint Cloud, MN · 56395

ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $77K, +0.8% YoY (county); renters hold 32.1% of county households. See the people evidence ↓

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Median Listing Price

Population

61,403

Median Days on Market

Active Listings

New Listings

Housing Market

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 66,625

67Kunits

Occupied61,40392.2%

Vacant5,2227.8%

2024 Tenure ⓘ

U.S. Census ACS · n = 61,403

61Koccupied

Owner41,66367.9%

Renter19,74032.1%

Renter Share

32.1%-0.1% YoY

Total Housing Units

66,625+0.6% YoY

FY2026 Fair Market Rent

CountyStearns County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$874

/month

1 BR

$919

/month

2 BR

$1,206

/month

3 BR

$1,604

/month

4 BR

$1,873

/month

FMR trends · Stearns County

HUD Fair Market Rents · FY1983–FY2026

County Demographics

County population is up 0.9% to 160,865: residents under 18 are up 1.2% and those 65 and over are up 3.0%.

Median Age

35.12024

Population

Stearns County Population

163,997+1.2% YoY

Households

Total Households

61,403+0.8% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.50+0.4% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 160,865

161Kresidents

Under 1838,01123.6%

Adults 18–6496,98360.3%

65 & Over25,87116.1%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

38,011+1.2% YoY

Population 65 & Over

25,871+3.0% YoY

Median Age

35.10+0.3% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house85.7%

Moved (within US)14.0%

Other0.3%

Veterans

6.3%-4.5% YoY

County Economy

County median household income is $77K, 12.9% of residents are below the poverty level, 10.6% work from home.

Income

Median Household Income

$77K+0.8% YoY

Per-Capita Income

$38K+1.3% YoY

Mean Household Income

$98K+1.0% YoY

Poverty

Below Poverty Level

12.9%+5.7% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone74.7%

Public transit1.3%

Worked from home10.6%

Other13.4%

Worked From Home

10.6%+14.0% YoY

Mean Commute

21.70-1.8% YoY

Done with 56395? Put it next to another market.