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City

ZIP codes

Saginaw, MI · 48606

ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $61K, +3.9% YoY (county); renters hold 25.9% of county households. See the people evidence ↓

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: . The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

Median Listing Price

Population

77,958

Median Days on Market

Active Listings

New Listings

Housing Market

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 86,208

86Kunits

Occupied77,95890.4%

Vacant8,2509.6%

2024 Tenure ⓘ

U.S. Census ACS · n = 77,958

78Koccupied

Owner57,77074.1%

Renter20,18825.9%

Renter Share

25.9%-2.2% YoY

Total Housing Units

86,208+0.1% YoY

FY2026 Fair Market Rent

CountySaginaw County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$770

/month

1 BR

$851

/month

2 BR

$1,117

/month

3 BR

$1,440

/month

4 BR

$1,479

/month

FMR trends · Saginaw County

HUD Fair Market Rents · FY1983–FY2026

County Demographics

County population is down 0.3% to 188,665: residents under 18 are down 1.1% and those 65 and over are up 1.9%.

Median Age

41.22024

Population

Saginaw County Population

187,7140.0% YoY

Households

Total Households

77,958+0.5% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.34-0.8% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 188,665

189Kresidents

Under 1840,26421.3%

Adults 18–64109,97258.3%

65 & Over38,42920.4%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

40,264-1.1% YoY

Population 65 & Over

38,429+1.9% YoY

Median Age

41.20+0.2% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house90.1%

Moved (within US)9.6%

Other0.3%

Veterans

6.6%0.0% YoY

County Economy

County median household income is $61K, 18.2% of residents are below the poverty level, 10.0% work from home.

Income

Median Household Income

$61K+3.9% YoY

Per-Capita Income

$35K+1.7% YoY

Mean Household Income

$83K+0.8% YoY

Poverty

Below Poverty Level

18.2%+0.6% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone77.7%

Public transit0.3%

Worked from home10.0%

Other12.0%

Worked From Home

10.0%+19.0% YoY

Mean Commute

22.40+1.4% YoY

Done with 48606? Put it next to another market.

State

City

Compare with

City

State

City

ZIP codes

Saginaw, MI · 48606

ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $61K, +3.9% YoY (county); renters hold 25.9% of county households. See the people evidence ↓

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Median Listing Price

Population

77,958

Median Days on Market

Active Listings

New Listings

Housing Market

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 86,208

86Kunits

Occupied77,95890.4%

Vacant8,2509.6%

2024 Tenure ⓘ

U.S. Census ACS · n = 77,958

78Koccupied

Owner57,77074.1%

Renter20,18825.9%

Renter Share

25.9%-2.2% YoY

Total Housing Units

86,208+0.1% YoY

FY2026 Fair Market Rent

CountySaginaw County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$770

/month

1 BR

$851

/month

2 BR

$1,117

/month

3 BR

$1,440

/month

4 BR

$1,479

/month

FMR trends · Saginaw County

HUD Fair Market Rents · FY1983–FY2026

County Demographics

County population is down 0.3% to 188,665: residents under 18 are down 1.1% and those 65 and over are up 1.9%.

Median Age

41.22024

Population

Saginaw County Population

187,7140.0% YoY

Households

Total Households

77,958+0.5% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.34-0.8% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 188,665

189Kresidents

Under 1840,26421.3%

Adults 18–64109,97258.3%

65 & Over38,42920.4%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

40,264-1.1% YoY

Population 65 & Over

38,429+1.9% YoY

Median Age

41.20+0.2% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house90.1%

Moved (within US)9.6%

Other0.3%

Veterans

6.6%0.0% YoY

County Economy

County median household income is $61K, 18.2% of residents are below the poverty level, 10.0% work from home.

Income

Median Household Income

$61K+3.9% YoY

Per-Capita Income

$35K+1.7% YoY

Mean Household Income

$83K+0.8% YoY

Poverty

Below Poverty Level

18.2%+0.6% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone77.7%

Public transit0.3%

Worked from home10.0%

Other12.0%

Worked From Home

10.0%+19.0% YoY

Mean Commute

22.40+1.4% YoY

Done with 48606? Put it next to another market.