dynamic.RE
dynamic.RELoading market data
Compare with
A tight-supply, appreciation-lean market. The rent math runs thin; demand and tenant incomes are the story.
What would change this read: a price correction (median already +6.2% YoY) or rent growth lifting rent-to-price toward 0.8%/mo would move this ZIP toward a cash-flow story. inventory, +38.8% YoY, is the number to watch.
The median listing price is up 6.2% YoY while the median home got down 5.8% bigger, so value per square foot is up 7.0%.
Min/max come from the active-listing pool; the median comes from Realtor's separate listing set — the two are not subsets of each other, so the median's position relative to the tiles above should not be read literally.
At the median, a $300K purchase rents for $1,725/mo: 0.58% of price per month against the 1% rule's 1.00%.
Not shown: Studio (rent only, no matching sale price), 5 BR (sale only, no matching rent), 6 BR (sale only, no matching rent).
Sales here take about 28 days longer to go under contract than rentals (median across 3 property types).
Not shown: Apartment (rented here, not sold), Land (sold here, not rented), Manufactured (sold here, not rented).
U.S. Census ACS characteristics for ZIP 46637 itself, not its parent county.
Renters hold 31.6% of this ZIP's 7,442 occupied households, on a median household income of $71K.
| Measure | ZIP 46637 | St. Joseph County | Difference |
|---|---|---|---|
| Median Household Income | $71K | $67K | +$5K |
| Below Poverty Level | 11.3% | 14.2% | -2.9% |
| Median Age | 39.50 | 36.70 | +2.80 |
| Total Population | 16,200 | 273,040 | -- |
| Avg Household Size | 2.14 | 2.44 | -0.30 |
| Owner-Occupied | 68.4% | 69.0% | -0.6% |
| Worked From Home | 11.5% | 10.7% | +0.8% |
| Mean Commute | 19.90 | 21.10 | -1.20 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 0.2% to 273,040: residents under 18 are down 0.4% and those 65 and over are up 2.2%.
County median household income is $67K, 14.2% of residents are below the poverty level, 10.7% work from home.