Compare with
A cash-flow-lean market. Rents carry the return here rather than price growth.
What would change this read: price growth (median −16.1% YoY) outrunning rents would pull rent-to-price back under 0.8%/mo and weaken the cash-flow case. inventory, +9.2% YoY, is the number to watch.
The median listing price is down 16.1% YoY while the median home got down 6.4% bigger, so value per square foot is up 9.4%.
Min/max come from the active-listing pool; the median comes from Realtor's separate listing set — the two are not subsets of each other, so the median's position relative to the tiles above should not be read literally.
At the median, a $130K purchase rents for $1,100/mo: 0.85% of price per month against the 1% rule's 1.00%.
Not shown: Studio (rent only, no matching sale price), 6 BR (sale only, no matching rent), 8 BR (sale only, no matching rent).
Sales here take about 61 days longer to go under contract than rentals (median across 3 property types).
Not shown: Apartment (rented here, not sold), Land (sold here, not rented), Multi-Family (no rental days-on-market reported).
U.S. Census ACS characteristics for ZIP 45402 itself, not its parent county.
Renters hold 64.1% of this ZIP's 4,602 occupied households, on a median household income of $48K.
| Measure | ZIP 45402 | Montgomery County | Difference |
|---|---|---|---|
| Median Household Income | $48K | $66K | -$18K |
| Below Poverty Level | 23.3% | 15.0% | +8.3% |
| Median Age | 36.20 | 38.80 | -2.60 |
| Total Population | 9,407 | 536,096 | -- |
| Avg Household Size | 1.84 | 2.24 | -0.40 |
| Owner-Occupied | 35.9% | 62.5% | -26.5% |
| Worked From Home | 16.9% | 12.0% | +4.9% |
| Mean Commute | 19.20 | 21.90 | -2.70 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 0.1% to 536,096: residents under 18 are down 0.2% and those 65 and over are up 1.6%.
County median household income is $66K, 15.0% of residents are below the poverty level, 12.0% work from home.