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An appreciation-lean market without the demand pressure to back it. The rent math runs thin.
What would change this read: a price correction (median already −11.3% YoY) or rent growth lifting rent-to-price toward 0.8%/mo would move this ZIP toward a cash-flow story. inventory, +25.4% YoY, is the number to watch.
The median listing price is down 11.3% YoY while the median home got down 4.2% bigger, so value per square foot is down 3.2%.
Min/max come from the active-listing pool; the median comes from Realtor's separate listing set — the two are not subsets of each other, so the median's position relative to the tiles above should not be read literally.
At the median, a $215K purchase rents for $975/mo: 0.45% of price per month against the 1% rule's 1.00%.
Not shown: 5 BR (sale only, no matching rent), 6 BR (sale only, no matching rent), 7 BR (sale only, no matching rent).
Sales here take about 55 days longer to go under contract than rentals (median across 3 property types).
Not shown: Apartment (rented here, not sold), Land (sold here, not rented).
U.S. Census ACS characteristics for ZIP 35630 itself, not its parent county.
Renters hold 54.7% of this ZIP's 15,172 occupied households, on a median household income of $46K.
| Measure | ZIP 35630 | Lauderdale County | Difference |
|---|---|---|---|
| Median Household Income | $46K | $63K | -$16K |
| Below Poverty Level | 21.0% | 12.2% | +8.8% |
| Median Age | 34.70 | 40.80 | -6.10 |
| Total Population | 34,028 | 95,830 | -- |
| Avg Household Size | 2.13 | 2.36 | -0.23 |
| Owner-Occupied | 45.3% | 68.9% | -23.6% |
| Worked From Home | 8.7% | 7.8% | +0.9% |
| Mean Commute | 17.40 | 25.90 | -8.50 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 0.8% to 95,830: residents under 18 are up 0.2% and those 65 and over are up 2.5%.
County median household income is $63K, 12.2% of residents are below the poverty level, 7.8% work from home.