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A market with no active rental pool to price against. The sale-side figures below are the whole picture.
What would change this read: the median listing price is −5.8% YoY. inventory, +9.3% YoY, is the number to watch.
The median listing price is down 5.8% YoY while the median home got down 3.1% bigger, so value per square foot is down 3.5%.
U.S. Census ACS characteristics for ZIP 32404 itself, not its parent county.
Renters hold 30.8% of this ZIP's 16,158 occupied households, on a median household income of $75K.
| Measure | ZIP 32404 | Bay County | Difference |
|---|---|---|---|
| Median Household Income | $75K | $74K | +$1K |
| Below Poverty Level | 10.5% | 11.9% | -1.4% |
| Median Age | 37.10 | 41.00 | -3.90 |
| Total Population | 42,514 | 186,393 | -- |
| Avg Household Size | 2.55 | 2.33 | +0.22 |
| Owner-Occupied | 69.2% | 66.8% | +2.4% |
| Worked From Home | 7.3% | 10.1% | -2.8% |
| Mean Commute | 26.40 | 23.90 | +2.50 |
Higher or lower is not itself good or bad — it describes the neighborhood, not the investment.
ZIP-level figures come from ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP codes. A missing value is suppressed or unavailable at this sample size, not zero. Estimates for 2019–2020 use the 2010 ZCTA boundaries and 2021–2024 the 2020 ones, so a step between those two years may be a boundary change rather than real movement.
County population is up 2.8% to 186,393: residents under 18 are up 3.2% and those 65 and over are up 3.1%.
County median household income is $74K, 11.9% of residents are below the poverty level, 10.1% work from home.