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City

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Schenectady, NY · 12301

Realtor Nov 2025 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $80K, +3.4% YoY (county); renters hold 36.0% of county households. See the people evidence ↓

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $389,900 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

Median Listing Price

$390K

Population

66,902

Median Days on Market

232

Active Listings

New Listings

Housing Market

Pricing

Median Listing Price

$390K-- YoY

Average Listing Price

$390K-- YoY

Price per Sq Ft

$109-- YoY

Median Sq Ft

3,579-- YoY

Inventory

Active Listings

1-- YoY

New Listings

0-- YoY

Total Listings

1-- YoY

Buyer Competition

Pending Listings

1-- YoY

Pending Ratio

1.00-- YoY

Median Days on Market

232-- YoY

Price Reduced

0.0%-- YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 71,244

71Kunits

Occupied66,90293.9%

Vacant4,3426.1%

2024 Tenure ⓘ

U.S. Census ACS · n = 66,902

67Koccupied

Owner42,84464.0%

Renter24,05836.0%

Renter Share

36.0%-0.6% YoY

Total Housing Units

71,244+0.3% YoY

FY2026 Fair Market Rent

CountySchenectady County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,217

/month

1 BR

$1,417

/month

2 BR

$1,702

/month

3 BR

$2,041

/month

4 BR

$2,253

/month

FMR trends · Schenectady County

HUD Fair Market Rents · FY1983–FY2026

County Demographics

County population is up 0.5% to 160,369: residents under 18 are down 0.1% and those 65 and over are up 1.9%.

Median Age

39.62024

Population

Schenectady County Population

162,261+1.2% YoY

Households

Total Households

66,902+0.9% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.32-0.4% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 160,369

160Kresidents

Under 1834,41321.5%

Adults 18–6497,32660.7%

65 & Over28,63017.9%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

34,413-0.1% YoY

Population 65 & Over

28,630+1.9% YoY

Median Age

39.600.0% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house88.2%

Moved (within US)11.4%

Other0.4%

Veterans

5.3%-5.4% YoY

County Economy

County median household income is $80K, 13.3% of residents are below the poverty level, 14.3% work from home.

Income

Median Household Income

$80K+3.4% YoY

Per-Capita Income

$44K+4.8% YoY

Mean Household Income

$103K+3.8% YoY

Poverty

Below Poverty Level

13.3%+6.4% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone71.2%

Public transit2.9%

Worked from home14.3%

Other11.6%

Worked From Home

14.3%+16.3% YoY

Mean Commute

22.800.0% YoY

Done with 12301? Put it next to another market.

State

City

Compare with

City

State

City

ZIP codes

Schenectady, NY · 12301

Realtor Nov 2025 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Tenant economics are strong. Median household income $80K, +3.4% YoY (county); renters hold 36.0% of county households. See the people evidence ↓

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Median Listing Price

$390K

Population

66,902

Median Days on Market

232

Active Listings

New Listings

Housing Market

Pricing

Median Listing Price

$390K-- YoY

Average Listing Price

$390K-- YoY

Price per Sq Ft

$109-- YoY

Median Sq Ft

3,579-- YoY

Inventory

Active Listings

1-- YoY

New Listings

0-- YoY

Total Listings

1-- YoY

Buyer Competition

Pending Listings

1-- YoY

Pending Ratio

1.00-- YoY

Median Days on Market

232-- YoY

Price Reduced

0.0%-- YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 71,244

71Kunits

Occupied66,90293.9%

Vacant4,3426.1%

2024 Tenure ⓘ

U.S. Census ACS · n = 66,902

67Koccupied

Owner42,84464.0%

Renter24,05836.0%

Renter Share

36.0%-0.6% YoY

Total Housing Units

71,244+0.3% YoY

FY2026 Fair Market Rent

CountySchenectady County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$1,217

/month

1 BR

$1,417

/month

2 BR

$1,702

/month

3 BR

$2,041

/month

4 BR

$2,253

/month

FMR trends · Schenectady County

HUD Fair Market Rents · FY1983–FY2026

County Demographics

County population is up 0.5% to 160,369: residents under 18 are down 0.1% and those 65 and over are up 1.9%.

Median Age

39.62024

Population

Schenectady County Population

162,261+1.2% YoY

Households

Total Households

66,902+0.9% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.32-0.4% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 160,369

160Kresidents

Under 1834,41321.5%

Adults 18–6497,32660.7%

65 & Over28,63017.9%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

34,413-0.1% YoY

Population 65 & Over

28,630+1.9% YoY

Median Age

39.600.0% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house88.2%

Moved (within US)11.4%

Other0.4%

Veterans

5.3%-5.4% YoY

County Economy

County median household income is $80K, 13.3% of residents are below the poverty level, 14.3% work from home.

Income

Median Household Income

$80K+3.4% YoY

Per-Capita Income

$44K+4.8% YoY

Mean Household Income

$103K+3.8% YoY

Poverty

Below Poverty Level

13.3%+6.4% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone71.2%

Public transit2.9%

Worked from home14.3%

Other11.6%

Worked From Home

14.3%+16.3% YoY

Mean Commute

22.800.0% YoY

Done with 12301? Put it next to another market.