dynamic.RE

State

City

Compare with

City

State

City

ZIP codes

Temple, Texas

Realtor Sep 2026 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Demand is unremarkable. Hotness 31/100, supply score 31, homes go under contract 13.6% slower than the US median, at 61% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $70K, +5.8% YoY (ZIP); renters hold 45.5% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −6.1% YoY. inventory, −6.8% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $276,207 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

5 ZIPs in this city:76501 76502 76503 76504 76508

Market Hotness

31 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

+13.6%

homes sell slower here

61%

of national median · below avg

Median Listing Price

$276K

Population

96,587

36,797

Median Days on Market

Active Listings

612

New Listings

140

Housing Market

The median listing price is down 6.1% YoY while the median home got down 1.0% bigger, so value per square foot is down 5.6%.

Pricing

Median Listing Price

$276K-6.1% YoY

Average Listing Price

$347K-1.0% YoY

Price per Sq Ft

$159.325-5.6% YoY

Median Sq Ft

1,810-1.0% YoY

Inventory

Active Listings

612-10.5% YoY

New Listings

140+22.8% YoY

Total Listings

780-6.8% YoY

Buyer Competition

Pending Listings

168+7.0% YoY

Pending Ratio

0.27+19.5% YoY

Median Days on Market

74-14.3% YoY

Price Reduced

22.7%+16.6% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 155,018

155Kunits

Occupied142,30591.8%

Vacant12,7138.2%

2024 Tenure ⓘ

U.S. Census ACS · n = 142,305

142Koccupied

Owner80,41856.5%

Renter61,88743.5%

Renter Share

43.5%-0.8% YoY

Total Housing Units

155,018+2.1% YoY

FY2026 Fair Market Rent

CountyBell County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$983

/month

1 BR

$990

/month

2 BR

$1,233

/month

3 BR

$1,711

/month

4 BR

$2,068

/month

FMR trends · Bell County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 45.5% of this ZIP's 36,797 occupied households, on a median household income of $70K.

Population & Age

Total Population

96,587+3.6% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 96,587

97Kresidents

Under 1825,79226.7%

Adults 18–6455,87157.8%

65 & Over14,92415.5%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

34.30-0.1% YoY

Population Under 18

25,792+2.0% YoY

Population 65 & Over

14,924+2.7% YoY

Households & Mobility

Total Households

36,797+5.4% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.58-1.5% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house81.5%

Moved (within US)18.0%

Other0.6%

Veterans

11.9%-1.4% YoY

Income & Poverty

Median Household Income

$70K+5.8% YoY

Per-Capita Income

$34K+3.3% YoY

Mean Household Income

$88K+2.2% YoY

Below Poverty Level

14.9%-7.1% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone74.5%

Public transit0.4%

Worked from home11.4%

Other13.7%

Worked From Home

11.4%+17.3% YoY

Mean Commute

21.15-1.3% YoY

Units & Tenure

Total Housing Units

39,886+5.3% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 39,886

40Kunits

Occupied36,79792.3%

Vacant3,0897.7%

2024 Tenure ⓘ

U.S. Census ACS · n = 36,797

37Khouseholds

Owner20,06654.5%

Renter16,73145.5%

Avg Household Size — Owner

2.83-1.2% YoY

Avg Household Size — Renter

2.29-1.7% YoY

County Demographics

County population is up 1.9% to 386,897: residents under 18 are up 1.2% and those 65 and over are up 4.9%.

Median Age

32.32024

Population

Bell County Population

399,578+1.4% YoY

Households

Total Households

142,305+2.7% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.65-0.7% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 386,897

387Kresidents

Under 18106,24827.5%

Adults 18–64234,50260.6%

65 & Over46,14711.9%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

106,248+1.2% YoY

Population 65 & Over

46,147+4.9% YoY

Median Age

32.30+0.6% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house79.8%

Moved (within US)19.5%

Other0.7%

Veterans

18.5%-4.6% YoY

County Economy

County median household income is $69K, 14.5% of residents are below the poverty level, 9.4% work from home.

Income

Median Household Income

$69K+4.3% YoY

Per-Capita Income

$34K+2.1% YoY

Mean Household Income

$90K+1.9% YoY

Poverty

Below Poverty Level

14.5%-0.7% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone75.8%

Public transit0.3%

Worked from home9.4%

Other14.5%

Worked From Home

9.4%+9.3% YoY

Mean Commute

23.90+2.1% YoY

Done with Temple? Put it next to another market.

State

City

Compare with

City

State

City

ZIP codes

Temple, Texas

Realtor Sep 2026 · ACS 2024

Market Read

A market with no active rental pool to price against. The sale-side figures below are the whole picture.

Demand is unremarkable. Hotness 31/100, supply score 31, homes go under contract 13.6% slower than the US median, at 61% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $70K, +5.8% YoY (ZIP); renters hold 45.5% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −6.1% YoY. inventory, −6.8% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

5 ZIPs in this city:76501 76502 76503 76504 76508

Market Hotness

31 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

+13.6%

homes sell slower here

61%

of national median · below avg

Median Listing Price

$276K

Population

96,587

36,797

Median Days on Market

Active Listings

612

New Listings

140

Housing Market

The median listing price is down 6.1% YoY while the median home got down 1.0% bigger, so value per square foot is down 5.6%.

Pricing

Median Listing Price

$276K-6.1% YoY

Average Listing Price

$347K-1.0% YoY

Price per Sq Ft

$159.325-5.6% YoY

Median Sq Ft

1,810-1.0% YoY

Inventory

Active Listings

612-10.5% YoY

New Listings

140+22.8% YoY

Total Listings

780-6.8% YoY

Buyer Competition

Pending Listings

168+7.0% YoY

Pending Ratio

0.27+19.5% YoY

Median Days on Market

74-14.3% YoY

Price Reduced

22.7%+16.6% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 155,018

155Kunits

Occupied142,30591.8%

Vacant12,7138.2%

2024 Tenure ⓘ

U.S. Census ACS · n = 142,305

142Koccupied

Owner80,41856.5%

Renter61,88743.5%

Renter Share

43.5%-0.8% YoY

Total Housing Units

155,018+2.1% YoY

FY2026 Fair Market Rent

CountyBell County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$983

/month

1 BR

$990

/month

2 BR

$1,233

/month

3 BR

$1,711

/month

4 BR

$2,068

/month

FMR trends · Bell County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 45.5% of this ZIP's 36,797 occupied households, on a median household income of $70K.

Population & Age

Total Population

96,587+3.6% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 96,587

97Kresidents

Under 1825,79226.7%

Adults 18–6455,87157.8%

65 & Over14,92415.5%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

34.30-0.1% YoY

Population Under 18

25,792+2.0% YoY

Population 65 & Over

14,924+2.7% YoY

Households & Mobility

Total Households

36,797+5.4% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.58-1.5% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house81.5%

Moved (within US)18.0%

Other0.6%

Veterans

11.9%-1.4% YoY

Income & Poverty

Median Household Income

$70K+5.8% YoY

Per-Capita Income

$34K+3.3% YoY

Mean Household Income

$88K+2.2% YoY

Below Poverty Level

14.9%-7.1% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone74.5%

Public transit0.4%

Worked from home11.4%

Other13.7%

Worked From Home

11.4%+17.3% YoY

Mean Commute

21.15-1.3% YoY

Units & Tenure

Total Housing Units

39,886+5.3% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 39,886

40Kunits

Occupied36,79792.3%

Vacant3,0897.7%

2024 Tenure ⓘ

U.S. Census ACS · n = 36,797

37Khouseholds

Owner20,06654.5%

Renter16,73145.5%

Avg Household Size — Owner

2.83-1.2% YoY

Avg Household Size — Renter

2.29-1.7% YoY

County Demographics

County population is up 1.9% to 386,897: residents under 18 are up 1.2% and those 65 and over are up 4.9%.

Median Age

32.32024

Population

Bell County Population

399,578+1.4% YoY

Households

Total Households

142,305+2.7% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.65-0.7% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 386,897

387Kresidents

Under 18106,24827.5%

Adults 18–64234,50260.6%

65 & Over46,14711.9%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

106,248+1.2% YoY

Population 65 & Over

46,147+4.9% YoY

Median Age

32.30+0.6% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house79.8%

Moved (within US)19.5%

Other0.7%

Veterans

18.5%-4.6% YoY

County Economy

County median household income is $69K, 14.5% of residents are below the poverty level, 9.4% work from home.

Income

Median Household Income

$69K+4.3% YoY

Per-Capita Income

$34K+2.1% YoY

Mean Household Income

$90K+1.9% YoY

Poverty

Below Poverty Level

14.5%-0.7% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone75.8%

Public transit0.3%

Worked from home9.4%

Other14.5%

Worked From Home

9.4%+9.3% YoY

Mean Commute

23.90+2.1% YoY

Done with Temple? Put it next to another market.