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Kokomo, Indiana

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 73/100, supply score 69, homes go under contract 12.3% faster than the US median, at 46% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $61K, +1.7% YoY (ZIP); renters hold 31.5% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −1.4% YoY. inventory, +19.7% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

Computed from this page's data: median listing $189,523 (Realtor). The listing and rental pools are separate samples, not the same homes priced two ways, so the ratios describe the market rather than any one property. Ratios with reasons, not a recommendation to buy.

4 ZIPs in this city:46901 46902 46903 46904

Market Hotness

73 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−12.3%

homes sell faster here

46%

of national median · below avg

Median Listing Price

$190K

Population

75,099

32,274

Median Days on Market

Active Listings

222

New Listings

102

Housing Market

The median listing price is down 1.4% YoY while the median home got up 2.9% bigger, so value per square foot is up 0.0%.

Pricing

Median Listing Price

$190K-1.4% YoY

Average Listing Price

$220K-4.5% YoY

Price per Sq Ft

$127.5680.0% YoY

Median Sq Ft

1,575+2.9% YoY

Inventory

Active Listings

222+13.3% YoY

New Listings

102-16.4% YoY

Total Listings

358+19.7% YoY

Buyer Competition

Pending Listings

138+34.0% YoY

Pending Ratio

0.62+18.1% YoY

Median Days on Market

49+29.3% YoY

Price Reduced

23.2%+10.5% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 39,876

40Kunits

Occupied35,59389.3%

Vacant4,28310.7%

2024 Tenure ⓘ

U.S. Census ACS · n = 35,593

36Koccupied

Owner25,11970.6%

Renter10,47429.4%

Renter Share

29.4%+4.6% YoY

Total Housing Units

39,876+0.2% YoY

FY2026 Fair Market Rent

CountyHoward County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$884

/month

1 BR

$890

/month

2 BR

$1,123

/month

3 BR

$1,388

/month

4 BR

$1,567

/month

FMR trends · Howard County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 31.5% of this ZIP's 32,274 occupied households, on a median household income of $61K.

Population & Age

Total Population

75,099+0.3% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 75,099

75Kresidents

Under 1817,55023.4%

Adults 18–6442,89457.1%

65 & Over14,65519.5%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

40.30-0.7% YoY

Population Under 18

17,550+0.9% YoY

Population 65 & Over

14,655+1.2% YoY

Households & Mobility

Total Households

32,274+1.1% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.29-0.7% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house85.7%

Moved (within US)14.1%

Other0.2%

Veterans

7.8%-7.1% YoY

Income & Poverty

Median Household Income

$61K+1.7% YoY

Per-Capita Income

$35K+2.8% YoY

Mean Household Income

$79K+2.0% YoY

Below Poverty Level

14.9%+11.3% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone80.4%

Public transit0.3%

Worked from home5.7%

Other13.6%

Worked From Home

5.7%+0.1% YoY

Mean Commute

20.16-0.6% YoY

Units & Tenure

Total Housing Units

36,370+0.2% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 36,370

36Kunits

Occupied32,27488.7%

Vacant4,09611.3%

2024 Tenure ⓘ

U.S. Census ACS · n = 32,274

32Khouseholds

Owner22,09568.5%

Renter10,17931.5%

Avg Household Size — Owner

2.39+0.2% YoY

Avg Household Size — Renter

2.08-3.2% YoY

County Demographics

County population is up 0.2% to 83,752: residents under 18 are down 0.4% and those 65 and over are up 1.7%.

Median Age

40.72024

Population

Howard County Population

84,082+0.3% YoY

Households

Total Households

35,593+1.3% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.32-1.3% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 83,752

84Kresidents

Under 1819,13522.8%

Adults 18–6447,98557.3%

65 & Over16,63219.9%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

19,135-0.4% YoY

Population 65 & Over

16,632+1.7% YoY

Median Age

40.70-0.7% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.7%

Moved (within US)13.0%

Other0.3%

Veterans

8.0%-3.6% YoY

County Economy

County median household income is $64K, 13.4% of residents are below the poverty level, 6.0% work from home.

Income

Median Household Income

$64K+2.4% YoY

Per-Capita Income

$36K+3.4% YoY

Mean Household Income

$83K+2.1% YoY

Poverty

Below Poverty Level

13.4%+7.2% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone79.8%

Public transit0.3%

Worked from home6.0%

Other13.9%

Worked From Home

6.0%-3.2% YoY

Mean Commute

20.40+0.5% YoY

Done with Kokomo? Put it next to another market.

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Kokomo, Indiana

Realtor Sep 2026 · ACS 2024

Market Read

A tight-supply market with no rental pool to price against. Demand is visible here; the rent math is not.

Demand outpaces supply. Hotness 73/100, supply score 69, homes go under contract 12.3% faster than the US median, at 46% of US prices. See the sale evidence ↓
Tenant economics are strong. Median household income $61K, +1.7% YoY (ZIP); renters hold 31.5% of ZIP households. See the people evidence ↓

What would change this read: the median listing price is −1.4% YoY. inventory, +19.7% YoY, is the number to watch.

Gross Rental Yield

–

1% rule implies 12%/yr

Rent-to-Price

–

1% rule benchmark: 1.00%/mo

Gross Rent Multiplier

–

Price ÷ annual gross rent

Asking vs Voucher

–

No bedroom size has both a rent sample and a published FMR

4 ZIPs in this city:46901 46902 46903 46904

Market Hotness

73 / 100Realtor.com competitiveness composite

national · lower = hotter

0–100 · supply + demand

higher = tighter supply

higher = stronger demand

−12.3%

homes sell faster here

46%

of national median · below avg

Median Listing Price

$190K

Population

75,099

32,274

Median Days on Market

Active Listings

222

New Listings

102

Housing Market

The median listing price is down 1.4% YoY while the median home got up 2.9% bigger, so value per square foot is up 0.0%.

Pricing

Median Listing Price

$190K-1.4% YoY

Average Listing Price

$220K-4.5% YoY

Price per Sq Ft

$127.5680.0% YoY

Median Sq Ft

1,575+2.9% YoY

Inventory

Active Listings

222+13.3% YoY

New Listings

102-16.4% YoY

Total Listings

358+19.7% YoY

Buyer Competition

Pending Listings

138+34.0% YoY

Pending Ratio

0.62+18.1% YoY

Median Days on Market

49+29.3% YoY

Price Reduced

23.2%+10.5% YoY

Units & Occupancy

2024 Occupancy ⓘ

U.S. Census ACS · n = 39,876

40Kunits

Occupied35,59389.3%

Vacant4,28310.7%

2024 Tenure ⓘ

U.S. Census ACS · n = 35,593

36Koccupied

Owner25,11970.6%

Renter10,47429.4%

Renter Share

29.4%+4.6% YoY

Total Housing Units

39,876+0.2% YoY

FY2026 Fair Market Rent

CountyHoward County · HUD 40th-percentile estimate, not actual market asking rent

Studio

$884

/month

1 BR

$890

/month

2 BR

$1,123

/month

3 BR

$1,388

/month

4 BR

$1,567

/month

FMR trends · Howard County

HUD Fair Market Rents · FY1983–FY2026

ZIP Profile

U.S. Census ACS characteristics rolled up across the ZIP Code Tabulation Areas in this area, not the parent county.

Renters hold 31.5% of this ZIP's 32,274 occupied households, on a median household income of $61K.

Population & Age

Total Population

75,099+0.3% YoY

2024 Age Mix ⓘ

U.S. Census ACS · n = 75,099

75Kresidents

Under 1817,55023.4%

Adults 18–6442,89457.1%

65 & Over14,65519.5%

Age Composition Over Time

U.S. Census ACS · 2019–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Median Age

40.30-0.7% YoY

Population Under 18

17,550+0.9% YoY

Population 65 & Over

14,655+1.2% YoY

Households & Mobility

Total Households

32,274+1.1% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.29-0.7% YoY

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house85.7%

Moved (within US)14.1%

Other0.2%

Veterans

7.8%-7.1% YoY

Income & Poverty

Median Household Income

$61K+1.7% YoY

Per-Capita Income

$35K+2.8% YoY

Mean Household Income

$79K+2.0% YoY

Below Poverty Level

14.9%+11.3% YoY

Commuting

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone80.4%

Public transit0.3%

Worked from home5.7%

Other13.6%

Worked From Home

5.7%+0.1% YoY

Mean Commute

20.16-0.6% YoY

Units & Tenure

Total Housing Units

36,370+0.2% YoY

2024 Occupancy ⓘ

U.S. Census ACS · n = 36,370

36Kunits

Occupied32,27488.7%

Vacant4,09611.3%

2024 Tenure ⓘ

U.S. Census ACS · n = 32,274

32Khouseholds

Owner22,09568.5%

Renter10,17931.5%

Avg Household Size — Owner

2.39+0.2% YoY

Avg Household Size — Renter

2.08-3.2% YoY

County Demographics

County population is up 0.2% to 83,752: residents under 18 are down 0.4% and those 65 and over are up 1.7%.

Median Age

40.72024

Population

Howard County Population

84,082+0.3% YoY

Households

Total Households

35,593+1.3% YoY

Household Types ⓘ

U.S. Census ACS

--Not reported for this area (ACS).

Avg Household Size

2.32-1.3% YoY

Age

2024 Age Mix ⓘ

U.S. Census ACS · n = 83,752

84Kresidents

Under 1819,13522.8%

Adults 18–6447,98557.3%

65 & Over16,63219.9%

Age Composition Over Time

U.S. Census ACS · 2017–2024

Population growth (first year = 100)

Share of population (change in pp)

Under 18Adults 18–6465 & Over

Population Under 18

19,135-0.4% YoY

Population 65 & Over

16,632+1.7% YoY

Median Age

40.70-0.7% YoY

Mobility & Veterans

2024 Residential Mobility ⓘ

U.S. Census ACS

of residents

Same house86.7%

Moved (within US)13.0%

Other0.3%

Veterans

8.0%-3.6% YoY

County Economy

County median household income is $64K, 13.4% of residents are below the poverty level, 6.0% work from home.

Income

Median Household Income

$64K+2.4% YoY

Per-Capita Income

$36K+3.4% YoY

Mean Household Income

$83K+2.1% YoY

Poverty

Below Poverty Level

13.4%+7.2% YoY

Transportation to Work

2024 Commute Mode ⓘ

U.S. Census ACS

of workers

Drove alone79.8%

Public transit0.3%

Worked from home6.0%

Other13.9%

Worked From Home

6.0%-3.2% YoY

Mean Commute

20.40+0.5% YoY

Done with Kokomo? Put it next to another market.